Meet Anita, an Elevations Mortgage Loan Officer
The dream of homeownership requires a bit of guidance. For Anita Kelly, that’s one of the best parts of working in the Elevations Credit Union Mortgage Department.
Category: Home Lending
Marshall Fire rebuilding: Understanding property insurance claims
When the most destructive wildfire in Colorado history ripped through parts of Boulder County on Dec. 30, 2021, it left a number of our friends, relatives and members of our community in difficult situations.
5 credit score questions (and answers!) from our mortgage team
Did you know your credit score affects your ability to qualify for a mortgage, and once approved, your monthly mortgage payment amount?
A Down Payment Fit For You: Alternatives to 20 Percent
As median home prices continue to rise, first-time homebuyers are faced with a number of options when selecting an appropriate down payment for their specific situation. With all these options, homebuyers should take the important first step to learn about these down payment opportunities.
Fresh Start: Securing a Mortgage After a Divorce
If you find yourself navigating the home-buying process on your own after a divorce, rest assured, you can do it. As the dust settles, consider chatting with a financial advisor and mortgage loan officer to help you build a new financial roadmap for the years ahead, including saving for a down payment and creating a budget that accommodates a monthly mortgage payment. Here’s how.
Mortgage Update: New Loan Limits for 2022
The Federal Housing Finance Agency (FHFA) is raising the baseline conforming loan limit for 2022, and we’re here to help you understand what this means.
Answers to Your First-Time Homebuyer Questions – Mortgage Options
Common homebuyer questions cover topics ranging from what down payments options are available and what mortgage insurance is. The overall takeaway is: Each buyer and transaction is unique, so it’s best to have an open, honest chat with your lender before attending open houses.
Answers to Your First-Time Homebuyer Questions – Finding a Lender
For most, purchasing a home is the largest financial transaction of their lifetime. And it comes with lots of questions! We sat down with Senior Mortgage Loan Officer Ian Bennett to get the inside scoop on the most common questions first-time homebuyers ask the Mortgage Team at Elevations Credit Union. Common homebuyer questions cover topics ranging from how to find a lender and what mortgage insurance is, to how to
What Are Your Mortgage Refinance Options?
Here, we look at the differences between the two types and how to figure out if a rate term refinance is in your best interest.
What Is an Appraisal Gap and How Can It Impact Your Homebuying Journey?
. One factor impacting homebuying in this sellers’ market is an appraisal gap. To better understand this real estate term and what it means for homebuyers, we reached out to our experienced Elevations Mortgage Loan Officers.
