Credit cards are an easy and often rewarding payment option in our daily lives, but they have the potential to cause harm if we’re not careful. Some consumers pay off their outstanding balance each month and use their cards to earn rewards. Others have balances that can’t be easily paid off or managed. […]
If you’ve changed jobs in the past you know how confusing it can be to deal with your old 401k or other retirement plans. Often your options go unused due to the stress and general disruption that changing or losing your job can create. Below are several considerations to help you decide on the best option […]
Your credit score can affect your monthly mortgage payments and even your ability to qualify for a loan. So it only makes sense that our members often have questions about their credit score. To help you, our mortgage team shares answers to a few common questions on credit scores in this post. Q: I’m applying […]
There are creative ways to refinance debt and save money in the process. For instance, a lower-interest auto loan can be used to refinance a high-interest loan like a credit card. […]
Tax season offers you a great opportunity to revisit your investment portfolio. While you should be sure to take into account your bigger picture goals, like retirement and college savings, it’s also important to consider how tax-deferred and tax-free investments fit into your strategy. Read on for more information about your investments and taxes. Taxes […]
If you are a young adult just starting your first job, chances are you face a number of different challenges. College loans, rent, and car payments all may be competing for your hard-earned yet still entry-level paycheck. How can you even consider setting aside money in your employer-sponsored retirement plan now? After all, retirement is decades […]
Every year, the United States declares September as National Life Insurance Awareness Month. That’s because there are few things more important than making sure that our loved ones, our charities, our estates, etc., are properly taken care of in the event of our death. The CFS* Financial Advisors here at Elevations Credit Union are life […]
Retirement preparation is one of the most important, yet overlooked phases of our lives that many people simply don’t pay attention to. The fact is that the 10 years prior to your retirement are the most critical and will be more important than all of the previous years in ensuring a smooth and stress free […]
As we near the end of the year, many people start to think about whether it makes sense to retire now or keep their career going. There are quite a few considerations to make. One of the most important things to do is to sit down with your financial advisor and make certain that your plan is in place. This blog provides information from our partners at Broadridge that discusses many of the critical elements that should go into your decision. […]
Your investments don’t only have to serve you – they can serve causes and organizations you believe in. This concept is especially resonant for our team of CFS* Financial Advisors at Elevations Credit Union, where we give back to the community and act in the best interest of our membership. In this article prepared by Broadridge, learn about some of the ways to approach investing through a socially conscious lens. […]
