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Wealth Management Tips for Entrepreneurs and Small Business Owners

When you’re an entrepreneur, you’re in charge of all business details — including finances. By taking the time now to think about the future, you can intentionally set your business up for financial security beyond the day-to-day flow of income and expenses. You don’t need an employer to prepare for retirement, get insurance or create […]

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How to Start Your Retirement Plan

We often dream about the freedom of retirement. Perhaps you hope to travel the country by RV, purchase a seaside cabin or gift your grandchildren funds for college. But have you thought about how to make these wishes happen? It’s never too early (or too late) to start thinking and planning for your retirement.  Work through the six questions below to put the wheels in motion toward financial security after you collect […]

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Retirement Benefits for Married Couples

Benefits apply to same-sex and traditional marriages alike Several retirement plan rules apply specifically to married individuals. And these rules hold true for legally married same-sex spouses, after the U.S. Supreme Court’s landmark decisions in United States v. Windsor and Obergefell v. Hodges made same-sex marriages legal nationwide and ensured that those marriages would enjoy […]

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401k Basics

The 401(k) plan is one of the most popular types of employer-sponsored retirement plans—but do you know how they work? Before you sign up, learn the basics here on these qualified cash or deferred arrangements (CODAs) permitted under Section 401(k) of the Internal Revenue Code, commonly referred to as “401(k) plans.” How does a 401(k) […]

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Reaching Retirement: Facing a Shortfall

What if you’re nearing retirement and you determine that your retirement income may not be adequate to meet your retirement expenses? If retirement is just around the corner, you may need to drastically change your spending and saving habits. Saving even a little money can really add up if you do it consistently and earn […]

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Reaching Retirement: Phased Retirement Plan 101

For many workers, the sudden change from employee to retiree can be a difficult one. Some employers, especially those in the public sector, have begun offering “phased retirement” plans to address this problem. Phased retirement generally allows you to continue working on a part-time basis–you benefit by having a smoother transition from full-time employment to […]

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