change from employee to retiree can be difficult. Some employers, especially those in the public sector, have begun offering “phased retirement” plans to ease the transition. What is phased retirement? Who is eligible? And how does it all work?
You know how important it is to plan for your retirement, but where do you begin? One of your first steps should be to estimate how much income you’ll need to fund your retirement. That’s not as easy as it sounds because retirement planning is not an exact science. Your specific needs depend on your
With age comes responsibility. When you’re in your 20s or 30s, you’re excited by the opportunities life has to offer — and you’re learning that most of it comes with a price tag. In the financial realm, you might be facing the competitive Denver job market paired with significant student loan debt, auto loan payments
529 savings plans are tax-advantaged education savings vehicles and one of the most popular ways to save for college today. They can also be used to save for K-12 tuition.
Learn more about DeWayne Scott, CFP® and how he helps Elevations members at the Louisville, Lafayette and Broomfield/Westminster branches achieve their savings and investing goals.
Taxes can have a big impact on your total investment returns. And with tax season here, it’s a great opportunity to revisit your investment portfolio and how tax-deferred and tax-free investments fit into your overall strategy.
Taxes can take a big bite out of your total investment returns, so it’s helpful to look for tax-advantaged strategies when building a portfolio.
Learn more about Robert Cribbs, CFP® and how he has worked with members to envision, define and reach their financial goals since 2007.
When you’re an entrepreneur, you’re in charge of all business details — including finances. By taking the time now to think about the future, you can intentionally set your business up for financial security beyond the day-to-day flow of income and expenses. You don’t need an employer to prepare for retirement, get insurance or create
The team of Wealth Management Advisors through CUSO Financial Services, LP (“CFS*”) at Elevations Credit Union helps our members prepare financially for the future, no matter where they are in their life journey. Learn more about Jorin G. Bale, CLU®, ChFC®, and how he’s assisted Elevations members for the past eight years with their financial
