Home Equity Loans and HELOCs — What to Consider Before Borrowing
Homeowners can use the equity in their homes to pay for home improvement projects, college tuition, medical bills and other expenses.
Category: Personal Finance
9 Credit Card Security Tips for Our Members
9 simple tips for keeping your Elevations Visa® credit card and other credit cards safe.
Tenga Cuidado con Estas 6 Estafas Fiscales
El período de declaración de impuestos ha comenzado y con este aumentan las estafas. A continuación, se muestran varias estafas identificadas por el Servicio de Impuestos Internos (Internal Revenue Service, IRS) que el público podría encontrar durante el período de impuestos. 1. Suplantación de identidad Las estafas de suplantación de identidad generalmente involucran correos electrónicos no solicitados o sitios web falsos
Credit Cards: 3 Ways to Choose a Card that Fits Your Needs
Credit cards are an easy and often rewarding payment option in our daily lives, but they have the potential to cause harm if we’re not careful. Some consumers pay off their outstanding balance each month and use their cards to earn rewards. Others have balances that can’t be easily paid off or managed.
Where Can I Find Debt Management Resources?
GreenPath provides Elevations members with access to debt management services, financial education tools and free one-on-one financial counseling.
Your Local Change Supported Our Community in 2020 During the COVID-19 Crisis
In 2020, the Elevations Community Relief Fund provided more than $150,000.
6 Benefits of Investing in Real Estate
Have you been wondering about investing in real estate? Owning an investment property can be a great choice, and we’ve outlined six of the biggest benefits here. Keep in mind, whether you invest in real estate, stocks, bonds, CDs or anything else, it’s important to talk through the potential risks and returns with an experienced professional before committing. Top reasons to invest
Home Energy Audits 101
A home energy audit is a thorough examination of how your home is using energy and where energy is being wasted, plus recommendations for making your home more energy efficient. Implementing the fixes prescribed by a home energy audit can often result in a 5%-30% savings on your monthly electricity bill — not to mention a more cozy and comfortable home. What does
13 Creative Ways to Lower the Cost of College
Even if you’re savvy about college shopping and thoroughly research financial aid, college costs may still be prohibitive. At these prices, you might expect you’ll need to make substantial financial sacrifices to send your child to college. Or maybe your child won’t be able to attend the college of his or her choice. Before you
4 Debt Consolidation Options You May Have Not Considered
When it’s difficult to make all your payments on time, or interest rates on your current lines of credit are draining your checking account, consider debt consolidation. This smart financial move may help you get back on track with your monetary responsibilities, may boost your credit score and ease the mental stress of paying multiple
