Four Surprising Ways HELOCs Help Homeowners Reach Financial Goals

Homeownership remains a defining characteristic of the American Dream, according to a recent National Association of Realtors Aspiring Home Buyers Profile study1. There are many benefits to homeownership, but the ability to use home equity to reach other financial goals is one that many homeowners may not have considered. United States homeowners have over $15

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RealityCheck for Youth — Helping Kids Learn About Finances

It seems many teens and 20-somethings wish they knew more about personal finances, taxes and credit — all those “adulting” topics that aren’t always taught in middle school and high school.  “We find that young people who are in school after the implementation of a financial education requirement have higher relative credit scores and lower

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Investment Basics

When investing, particularly for long-term goals, there are two basic concepts you will likely hear about over and over again — diversification and asset allocation. Diversification helps limit exposure to loss in any one investment or one type of investment, while asset allocation provides a blueprint to help guide your investment decisions. Understanding how the

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alondra on computer

Retirement Benefits for Married Couples

Benefits apply to same-sex and traditional marriages alike Several retirement plan rules apply specifically to married individuals. And these rules hold true for legally married same-sex spouses, after the U.S. Supreme Court’s landmark decisions in United States v. Windsor and Obergefell v. Hodges made same-sex marriages legal nationwide and ensured that those marriages would enjoy

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Retirement Plans for Small Businesses

If you are self-employed or own a small business and haven’t established a retirement savings plan, what are you waiting for? A retirement plan can help you and your employees save for the future. Plus, a retirement plan can have significant tax advantages: Your contributions are deductible when made. Your contributions aren’t taxed to an

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