What Are Your Mortgage Refinance Options?

The decision to refinance your mortgage should be taken with careful consideration. If you’re thinking about making the shift, be sure to work with an experienced and knowledgeable professional who will help ensure a refinance is truly in your best interest.  There are two types of refinances: rate-and-term and cash out. Here, we look at […]

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Active vs. Passive Portfolio Management

One of the longest-standing investing debates is over the relative merits of active portfolio management versus passive management. With an actively managed portfolio, a manager tries to beat the performance of a given benchmark index by using his or her judgment in selecting individual securities and deciding when to buy and sell them. A passively […]

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Four Surprising Ways HELOCs Help Homeowners Reach Financial Goals

Homeownership remains a defining characteristic of the American Dream, according to a recent National Association of Realtors Aspiring Home Buyers Profile study1. There are many benefits to homeownership, but the ability to use home equity to reach other financial goals is one that many homeowners may not have considered. United States homeowners have over $15 […]

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RealityCheck for Youth — Helping Kids Learn About Finances

It seems many teens and 20-somethings wish they knew more about personal finances, taxes and credit — all those “adulting” topics that aren’t always taught in middle school and high school.  “We find that young people who are in school after the implementation of a financial education requirement have higher relative credit scores and lower […]

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