Investing can often seem daunting, available only to those with larger wallets and a clear understanding of how to navigate complex, ever-changing financial markets. The marked increase of self-directed investing platforms since the 2010s indicates more and more people are managing their own portfolios. Beginner-friendly options help novice investors begin building wealth. Jargon-free language, low
Your credit score is based on your past and present credit transactions. Having a good credit score is important because most lenders use credit scores to evaluate the creditworthiness of a potential borrower.
A business home equity line of credit (HELOC) is a revolving line of credit in your business’s name secured by the equity in your personal home. It allows business owners to borrow against the equity they have built up in their property to fund business expenses. This product can be a helpful funding source for
Members have more access to financial counseling, as employee certification prepares them to offer this advice.
Tackling energy-efficient upgrades to your home can reduce monthly utility bills, boost the value of your property and lessen your impact on Colorado’s environment. To make this a reality, consider applying for a home energy loan.
A home energy audit is a thorough examination of how your home is using energy and where energy is being wasted, plus recommendations for making your home more energy efficient. Implementing the fixes prescribed by a home energy audit can often result in a 5%-30% savings on your monthly electricity bill—not to mention a more
You may feel intimidated by the process of applying for an energy loan, but it’s surprisingly easy. And at Elevations, we’re here to support you every step of the way. Home energy loans can be used for projects big or small; the minimum amount Elevations will finance for a home energy loan is $500. These
In its simplest explanation, a credit card balance transfer allows you to transfer a balance from an existing credit card to a new one that has an introductory annual percentage rate that is lower or a 0% APR.
Your Colorado home is valuable. So, why not dip into the equity that you have accrued as a homeowner to help reach your financial goals? Two options to access your home’s equity are a home equity loan and a cash-out refinance. Both options put dollars in your pocket but in very different ways. Let’s examine
A mobile wallet is an app that holds your credit card and debit card information so you can make purchases and transfers through your phone, computer or smartwatch without ever pulling out your cards.
