Common homebuyer questions cover topics ranging from what down payments options are available and what mortgage insurance is. The overall takeaway is: Each buyer and transaction is unique, so it’s best to have an open, honest chat with your lender before attending open houses.
Our series for first-time homebuyers is all about understanding down payments in order to make smart, informed decisions when it’s time to buy. In the final edition of this three-part series, we’ll look at several programs that are available to assist homebuyers.
The key is buying a property that fits your needs — which might be, for instance, a one or two-bedroom condo rather than what you see everyone else in your circle buying.
Sara (Lohndorf) Ibarra of the Elevations Credit Union Mortgage Team is ready to help you find the perfect loan to make your vision a reality.
Alicia Bustamante helps Elevations members find the best home loans, but she isn’t one to solely rely on checklists and spreadsheets. She also likes to chat.
Kelley Spight likes to go with the flow. Why? Her laid-back approach to making connections and building relationships with Elevations members works.
Dexter is the first person to tell you he doesn’t enjoy the sales side of business. He would rather educate people so they can make sound financial purchasing decisions based on their knowledge than deliver a sales pitch.
The dream of homeownership requires a bit of guidance. For Anita Kelly, that’s one of the best parts of working in the Elevations Credit Union Mortgage Department.
Is shopping for a new home or refinancing your current property on your mind? Consider partnering with The Mortgage Team at Elevations Credit Union. Mortgage Loan Originator Carmen Hanagriff would love to help you secure a pre-qualification letter or discuss loan options.
If you find yourself navigating the home-buying process on your own after a divorce, rest assured, you can do it. As the dust settles, consider chatting with a financial advisor and mortgage loan officer to help you build a new financial roadmap for the years ahead, including saving for a down payment and creating a budget that accommodates a monthly mortgage payment. Here’s how.