The Federal Housing Finance Agency (FHFA) is raising the baseline conforming loan limit for 2022, and we’re here to help you understand what this means.
For most, purchasing a home is the largest financial transaction of their lifetime. And it comes with lots of questions! We sat down with Senior Mortgage Loan Officer Ian Bennett to get the inside scoop on the most common questions first-time homebuyers ask the Mortgage Team at Elevations Credit Union. Common homebuyer questions cover topics ranging from how to find a lender and what mortgage insurance is, to how to
. One factor impacting homebuying in this sellers’ market is an appraisal gap. To better understand this real estate term and what it means for homebuyers, we reached out to our experienced Elevations Mortgage Loan Officers.
Denver, and Colorado in general, has long been a desirable place to live. We asked our award-winning mortgage team about the 2021 homebuying market in Denver and their tips for house hunters.
When you’re self-employed and buying a home, there are special considerations to keep in mind when applying for a mortgage.
Whether you’re shopping for an affordable new home loan or a competitive refinance rate, the Mortgage Team at Elevations Credit Union has options to meet your needs. Michael Roth will help you find the best loan rates and products on the market today that fit your lifestyle and budget. Michael has assisted Elevations members with
Our Elevations Mortgage Loan Officers help members at all stages of the homebuying process, from first-time to experienced homebuyers, and from aspiring to veteran real estate investors. With a wealth of experience in mortgage and real estate investments, Ian Bennett is eager to coach people on both the mortgage and investment process. Ian has worked with Elevations as a Mortgage Loan Officer since 2012. Like
Have you been wondering about investing in real estate? Owning an investment property can be a great choice, and we’ve outlined six of the biggest benefits here. Keep in mind, whether you invest in real estate, stocks, bonds, CDs or anything else, it’s important to talk through the potential risks and returns with an experienced professional before committing. Top reasons to invest
Buying a house is one of the biggest purchases you’ll ever make, so you want to feel nothing less than great about your choice. Figuring out your budget and getting preapproved for a home loan is the opening act. We’ll walk you through those steps in our post “Buying a Home — 4 Steps to Get Started.” Once the financing is squared
House shopping and imagining the possibilities for your new life can be really fun. However, before setting out to look at homes with a real estate agent, you’ll want to square away a couple of not-so-fun details so you’re well positioned to make an offer when that dream home comes along. Namely: Figure out what